Basic taxation

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13. Do you need an adviser?

Several professional and trade bodies offer directories which allow you to search for the right type of independent adviser by area, qualification, specialisation and fee rate.

• The Institute of Chartered Accountants in England & Wales
  Chartered accountants are considered the most highly qualified within the profession. Many offer a full financial planning service.
  www.icaew.co.uk
• The Association of Chartered Certified Accountants (ACCA)
  29 Lincoln's Inn Fields, London WC2A 3EE
  www.acca.org.uk
• The Chartered Institute of Taxation
  12 Upper Belgrave Street, London SW1X 8BB. Chartered tax advisers and members of this institute specialise purely in tax work for companies and for individuals.
  www.tax.org.uk
• The Society of Financial Advisers
  Use the 'Find an Adviser' service on www.sofa.org.
• The Institute of Financial Planning
  A multi-disciplinary organisation with a register of fee-based planners.
  www.financialplanning.org.uk
• Solicitors for Independent Financial Advice (SIFA)
  The interactive consumer site is available on www.sifa-directory.info. Alternatively, try www.sifa.co.uk.
• The Association of Solicitors and Investment Managers (ASIM)
  Download the directory from the site or call on 01732 783548 or try www.asim.org.uk.
• Local independent firms
  For a list of three local independent advisers, contact IFA Promotion on www.unbiased.co.uk. For fee based independent advisers contact the Money Management Register on 0870 013 1925.
• The Association of Private Client Investment Managers and Stockbrokers
  Many of APCIM's members provide a full financial planning service.
  www.apcims.co.uk

1. Your tax breaks courtesy of the government 2. Keep it legal 3. Income tax - first principles 4. Income tax - keeping it in the family 5. Capital gains tax (CGT) 6. How to avoid CGT on your share portfolio 7. Inheritance tax (IHT) planning 8. The most popular tax efficient investments 9. The tax treatment of collective funds 10. Tax efficient but may be very risky 11. Self assessment - who needs it? 12. Self assessment - key dates 13. Do you need an adviser? 14. Conclusion