Pensions

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11. How much can you invest in a personal plan?

The amount you can pay in to a personal plan is based on your earnings.

Remember, employers can contribute too, provided you stick to the overall limits.

Maximum annual contributions to a personal pension:

All personal pension contributions are subject to the "earnings cap" which limits the amount of salary that can be used for pension purposes to strictly 15% for the 2009/10 tax year.

It is possible to run more than one personal pension plan provided total contributions fall within these limits.

1. Don't rely on the state scheme! 2. Private pensions: your most tax efficient investment 3. Company pension schemes 4. How to top up your company pension 5. Factors when topping up a company pension 6. What if you change jobs? 7. SSASs for small companies 8. Personal pensions 9. Value for money personal pensions 10. Aim for a balanced pension portfolio 11. How much can you invest in a personal plan? 12. Choosing a fund 13. Personal pensions with greater investment scope 14. Use your plan to get out of S2P 15. Do you need an adviser? 16. Conclusion

• Pension Power